Online store in UAE – Foloosi

How online fraud affects online traders?

To all the more likely comprehend the loss of business and development open doors for online organizations because of fake transactions; we should accept two distinct situations. These situations outline how precisely the trader’s business would be placed in danger because of an absence of strong anti-fraud protections:

BEARING THE LOSS OF FRAUDULENT TRANSACTIONS

In the event that a client accepts that their card has been utilized for a false transaction on a site, they can raise a caution and banner this to their bank. On the off chance that the bank concurs with the client that the exchange is in certainty fake, the client would get their cash back—and the effect of the discount in such a situation would be borne by the vendor. Furthermore, while the dealer would have conveyed the products to somebody, a deceitful miscreant for this situation, they would in any case not get any payment for the goods.

LOSS DUE TO A FALSE POSITIVE

In situations where a merchant’s anti-fraud mechanism isn’t sufficiently modern, certifiable exchanges are in danger of being declined. Along these lines, clients that are really keen on the items being sold by the shippers can’t make a buy, enduring simultaneously a terrible client experience. Such a situation could be increasingly troubling over the long haul, not just making lost business the shippers, yet in addition influencing their general reputation and generosity in the market. Clients, presently over-burden with decision, are very unforgiving and would not come back to a stage on the off chance that they have just endured an awful encounter.

In any case, everything isn’t lost for independent companies. Web based business empowering agents and payment gateways have the issue of online cheats legitimately in their sights. They think of the correct apparatuses and procedures to avert online fakes and help private ventures thrive on the web. By being cautious, and by picking the right partners, online organizations can limit their introduction to online cheats and spotlight on developing their endeavors.

First rate ANTI-FRAUD FEATURES IN PAYMENT SOLUTIONS

With the assistance of the correct payments solution, little dealers can get to innovation that apropos diminishes the fraudulent transactions on their foundation, while expanding the achievement pace of genuine transactions. This factor likewise expands the experience of veritable purchasers, subsequently motivating their returns to on the platform.

Here’s a portion of the huge highlights private companies should search for in their payment gateway:

Constant checking of transactions:

Advanced payment gateway ought to have the option to screen exchanges continuously, conveying a calculation to find any markers of a false movement and keeping it from occurring.

Better Success Ratios. Wise payment gateways improve the proportion of exchanges that prevail by guaranteeing that real exchanges are plainly distinguished and allowed to continue, though fake exchanges are dismissed.

Incorporated fraud management: Payment gateways must meet the most elevated level of PCI DSS level of consistence. Past this, however, your payment portal ought to incorporate its own antifraud components with card plot insurances, for example, CVV2/CSC, AVC and 3D Secure, giving your clients additional layers of security.

In-house software: Ultimately, guarantee that your payment gateways anti-fraud software is built and operated in-house. This will bring you certainty that the product can be precisely and quickly refreshed as various dangers emerge, and changed in accordance with address the issues of your online business as it develops and grows.

Foloosi Technology is one of the best payment gateways in UAE that brings to you easy to use options that are designed to be accessible, convenient and simple backed by reputed partners to provide security and a credible and reliable customer experience.

Our payment gateway comes with anti- fraud software and hence we provide secured and reliable customer experience

For Android:

For iOS :

Online Payment Solution – R Pay Wallet

Why do online payments fail?

When you’re starting a payment on the web, there are numerous components that go into causing the payment conceivable and a solitary glitch in any of these substances to can prompt an online transaction coming up short.

This, obviously, can be very baffling, taking into account that there is a huge measure of trust that goes into putting your bank subtleties online to start an exchange. Frequently, shoppers and organizations accept that the payment gateway is to blame, and this can prompt them choosing other payment doors to lead their transactions.

Be that as it may, rather than picking lesser-known portals that may not offer a similar degree of security as a portion of the main ones, you should comprehend why the transaction is flopping in any case.

The information relating to a solitary transaction experiences a progression of loops before it arrives at its last goal. These loops fluctuate from passage to entryway as each one has its own safety efforts set up.

At each progression, there are sure safety efforts that you could conceivably be aware of. One such safety effort is the use of an OTP, which comes into the image to validate the payment and guarantee that the individual starting the payment is undoubtedly the individual who possesses the card. Once that is cleared, the payment is started and charged from your account.

When you are applying coupons or card related limits, at that point the information stream can have a couple of extra strides to it that consider the varieties and happen as needs be.

Let’s take a look at why these online payments tend to fail!

Downtime

All banks have their own personal times set up. A portion of these are booked ones while others are unscheduled.

Incorrect data

Regularly, the purpose behind a declined transaction can be a straightforward one – you entered wrong information, because of which the transaction couldn’t be approved. This happens most usually when we’re in a rush and aren’t generally giving a great deal of consideration to the data we’re punching in. 

Security concerns

At last, another motivation behind why an online exchange can be declined is on the grounds that your exchange has hailed a couple of security concerns.

The parameters for being hailed fluctuate from bank to bank and some may have exceedingly forceful measures set up with regards to security, while others might be a little laxer in correlation.

Something as basic as a bank feeling that a transaction does not coordinate your run of the mill spending examples can prompt the exchange being put on hold or declined through and through.

There are many reasons why the transaction can be declined. Some of these are:

Risk:

If there is a security risk from the side of the issuing bank, this can prompt the transaction being declined. A case of a situation when this happens is the point at which a card is set apart for household use and is being utilized for a universal site. In such cases, the exchange is declined

Payment gateway rejection:

The payment gateway that you are utilizing may dismiss your exchange. This regularly happens in light of the fact that specific traders may have a maximum utmost on transactions. On the off chance that the exchange surpasses that sum, it gets declined. In such cases, the purchaser needs to make numerous exchanges until the ideal sum is come to

BIN dismissals: The BIN represents Bank Identification Number and is commonly the initial 6 digits of the card. These digits for the most part connote the system and the bank that the card being referred to originates from. A few BINs are boycotted because of the danger of extortion. In the event that your BIN has a place with the Blacklist, at that point the exchange gets rejected

As E Wallet plays a mighty role in today’s business world, Roamsoft developed a digital wallet solution, R Pay with mobile friendly features, well documented API s, plug-ins that suits all major Ecommerce platforms.

Visit to free demo : https://www.rpaywallet.com/e-wallet-demo

Payment Gateway in chennai – Ippopay

All other payment gateway companies focus developer API but Ippopay target direct business people, direct merchants and make them to accept payments without any technical knowledge, a website using IppoPay.com

IppoPay’s Invoice software, Payment link, Social Commerce, subscription

Invoice

  • Today, a lot of small businesses, agencies and freelancers still manage payment details on excel sheets else they have to pay for invoice software like Zoho
  • No other payment aggregator in India provides proper invoice software with quotation, Performa & invoice
  • We, IppoPay provide invoice software with quotation, Performa & invoice where the software is completely free & freelancer can accept payments by enabling the payment option
  • If businesses, agencies and freelancers have decided not to use IppoPay’s payment gateway to accept payments, they can use this platform as accounting software & can record manually 
  • As our platform supports mobile app too, freelancers, small businesses can easily create quotation, Performa, invoice using their smartphone

Payment Link

  • IppoPay helps home service jobs individuals like carpenter, plumber, electrician, etc to get paid instantly with the help of our merchant app at free of cost.
  • Using IppoPay, they can send a payment link via an email, SMS, messenger to his client just by creating an account with IppoPay and get paid via that link.
  • Our payment link provides you with proper accounting software, customer management with complete book record and also can track payment details like those who have paid/ not paid, etc

Social Commerce     

  • Nowadays homepreneurs are growing rapidly- Selling their products via social media
  • Though there are platforms like Shopify for selling the products online still they need little knowledge to set payment gateways and monthly payments have to be done
  • And also they have to hire a development company to set up an online store where higher estimations are needed 
  • We provide everything you need in one platform. A complete SaaS-based online store software at free of cost
  • IppoPay helps homepreneurs (specifically tire2, tire3 areas) to showcase and sell their products using our Social commerce platform and pay only when customers pay
  • In South India most of the women doesn’t go to work after their marriage. Only 25% of the women are working after their marriage and most of them are doing small business from their home. (Selling their products via social media) and IppoPay plays a major role in accepting the payments

Subscription

  • Local businesspersons like milk vendors, newspaper boys, and chit fund employers may need to collect payments in person. They may find hard and this takes too much of time
  • IppoPay helps them in accepting the payment using subscription where they can create plans and get paid within a few minutes.
  • Ippopay mainly focuses on small scale business individuals like milk vendors, newspaper boys, chit fund companies, etc. No worries about the language as this app support all kinds of regional languages.
  • Create plans based upon your business; sign up by providing details like name, phone number, address, etc and then click the submit button. Your account with Ipopay is ready.
  • Regarding payment SMS will be sent to the individuals (your clients) and they can tap and pay. Everything is free and you have to pay only when the customers pay. (Pay per transaction)

Card Payment

  • We support card payments as we have partnered with mswipe
  • To support card payment we have our own POS and obtained terminal, payment processor from mswipe
  • IppoPay’s POS differs from other POS as we have special features to target retail businesses of tire2 and tire3 areas
  • Our special features include Waiter management, Cash drawer management, Sales management, Customer management, Report management, inventory management

Free sign-up : https://app.ippopay.com/signup

Comeneat – Online Food Ordering Platform


Comeneat is an online food Ordering Platform,  Takeaway & Food Delivery platform launched by Roamsoft with a drive to connect the customers to the Restaurant. The process of taking online food orders and delivery is simplified by utilizing this platform.

Zomato Clone platform offers a range of features like Order Tracking, Driver Management, Track location, Map, Order tracking for customers etc…

Comeneat have built up the best least difficult online order takeaway and food delivery platform, where just eat clonepostmates clone are a portion of the platforms which can be utilized by little and medium Restaurants also. As a result of the mechanization, giving quality support of his clients turned out to be simple. Comeneat gives a characteristic intuitive affair to the clients of the Restaurant to rapidly submit online food requests. As a result, the Restaurant proprietors will likewise have the capacity to quickly react on food delivery administration.

Creative Development Ideas

Our creative development pulls together information altered to our clients’ specific tastes. They can discover something new from an adjacent restaurant they wouldn’t by and large consider. It get their most adored food with a solitary tick of a catch.

Comeneat approaches thousands of eateries, empowering you to rapidly pursuit and request from the best in your general vicinity. You can pay on the web and even spare your coveted menus.

Just Eat clone is an online food ordering platform and delivery service. It goes about as a mediator between free take-out food outlets and clients. The platform enables clients to scan for nearby assume out eateries to position orders on the web, and to look over get or delivery alternatives.

Our Postmates Clone is a completely incorporated on demand food delivery programming for your food delivery business. Dealing with your store conveyances has never been so natural. Oversee both on-demand and planned deliveries all on one software.

We grasp that getting a takeaway is an unprecedented treat – in light of the fact that it is for us also! Just eat clone don’t love much else besides that moment the doorbell rings and you can start crunching down on new foods. In perspective of that we continue making without question. We just summary quality support made by a few thousands of restaurants associates we know and work with.

Know More: https://www.comeneat.com/online-food-ordering-system-open-source

Grocery Script, Grocery Delivery Software by GroceryNcart

GroceryNcart offers grocery solution like Instacart clone, HappyFresh clone, Grocery script etc. These solutions are high on quality and serve the purpose of ordering groceries with effortlessly and comfort. Innovation is developing quickly and we are making most out of it with grocery application advancement. It is, obviously, an enjoyment for the customers to get their own particular market online from GroceryNcart team.

Having a responsive and profoundly intuitive Grocery Script is the desire of each business person. They meander around for the best application engineers who comprehend their business points of view and take every prerequisite into the record to serve them professionally. We are all there to dazzle our clients with Grocery Script, Instacart clone, HappyFresh clone.

Grocery Script boosts the sales of local stores

It is significantly less demanding to peruse through an application to choose and arrange all the grocery things instead of setting off to any such store. More to this, the doorstep conveyance is an additional preferred standpoint. Involving personally into this practice is time-consuming and tiring at the same time. Hence, we have come up with an innovative way of developing Grocery Script, Instacart clone, HappyFresh clone.

Basic supply retail facades, neighborhood departmental stores, and general stores can without much of a stretch rundown their items on this completely included Grocery Script and get mass requests from clients keeping in mind the end goal to expand their income and return more benefit at a low speculation! Skyrocket your neighborhood web based business to extraordinary degrees with our Grocery Script!

The special features of our Grocery Script includes Multi city, Multi vendor, Simple checkout, Delivery boy app, Dispatch system,  Real time tracking, Driver app, Store app, Customer panel, Invoice management, Newsletter Management, Free support, Free installation, SMS notification, CMS, Power actions, Dashboard etc.

Do you need an amazing Grocery app solution for your grocery business? Grocery n Cart is the right choice.

Grocery n cart offers grocery solution like Instacart clone, HappyFresh clone, Grocery script etc. These solutions are high on quality and serve the purpose of ordering groceries with effortlessly and comfort.

Role of IppoPay in the life of Homepreneurs

Purchase items in mass and sell them Online 

Numerous organizations center on the simple idea of bringing in items in mass and selling them independently for a benefit. 

You may travelled abroad and came across unique products that are not available in your market and you can purchase such kind of items bulk and sell them online

In any case, if these items are moderately simple to store and boat, you may have a strong locally established business thought on your hands. Blue light blocking glasses, for instance, are little and sturdy enough to store in your own home. 

Your home can even be utilized as an underlying showroom—which is how certain shops got its beginning—to sell locally, giving you the alternative to grow with extra room and workers and your sales began to increase

Homemade products

In case you’re a creator yourself (or know somebody who is), you can likewise think about transforming a leisure activity into a business. Regardless of whether you need to make your items somewhere else—in a studio, business kitchen, or workshop—you might have the option to store them and sell them in your own home.

With the capacity to control each part of the items you sell, you can make them more financially savvy, improve their quality, or cook them to a specific crowd to target requests in the market.

Regardless of whether you decide to begin a commercial center like Etsy or need to manufacture your marked customer facing facade, selling your manifestations is an incredible method to impart your enthusiasm to other people and bring in cash as well.

Certain eg includes:

  • Candles
  • Ornaments
  • Cosmetics
  • Fine art
  • Food
  • Attire

The best part is that delivering your items doesn’t need to be overpowering. At the point when you’re prepared to scale, you can set up a procedure and installed new representatives to help with creation.

Start an outsourcing store 

These organizations utilize an outsourcing model, where an outsider creates, stores, and ship your items for your benefit, leaving promoting and client support as your central duties.

Outsourcing includes buying products from the merchants, assuming the expenses of promoting (time and cash) to be remunerated with the edges when you make a deal.

This can make your items a product much of the time with constrained chances to mark your client experience. Fortunately, there are a couple of various ways you can at present contend in any event, when there’s no deficiency of your items in the market you’re selling in:

Buy products from different suppliers, to create a store that serves a specific niche.

Contend through quality substance and client assistance that makes an incentive past your items. 

Focus on an underserved locale of the world (make certain to focus on your delivery costs)

Focus on another crowd with similar items (for example LED shoes can be promoted to performance goers or sprinters). 

Start a print-on-request business 

Utilizing a comparative outsourcing model, a print-on-request business doesn’t expect you to hold any stock or boat it yourself either. Print-on-request even offers you greater adaptability to modify white name items with your innovative plans.

What’s more, there are wide scopes of items you can sell: books, shirts, caps, knapsacks, covers, pads, mugs, shoes, hoodies, telephone cases, watches, and all the more relying upon the provider you decide to work with.

Many print-on-request organizations focus on serving a particular specialty or, even better, a mutual personality. What are individuals energetic about and pleased to share? Shouldn’t something be said about yourself? From pet proprietors to vegetarians to gamers, there are a lot of enthusiastic networks you can make items for.

On the off chance that you have structure aptitudes, at that point you can make your plans. Be that as it may, if not, you can generally enlist the ability you need. 

Sell your service

Administrations are much less complex than items to begin selling at home, yet the test is apportioning your restricted time. “Time is cash” is never more genuine than when you’re maintaining a help based business. 

Imaginative experts, similar to originators or advertisers, may independently or talk with different organizations, shuffling numerous customers, regularly remotely from their own home office with the infrequent travel. Others may work dependent on arrangements and appointments to offer their services to people straightforwardly.

Service-based home business ideas include:

  • Mentoring 
  • Housekeeping 
  • Independent composition 
  • Individual preparing 
  • Virtual help 
  • Pooch strolling 
  • Advertising 
  • Planning

Service-based organizations frequently require a great deal of systems administration and informal referrals to discover reasonable customers, however, fulfilled customers will probably hold your services after some time and keep on giving you their business.

For this reason, you don’t necessarily need a large number of customers to do well, as you would with a product-based business. Depending on the service you’re offering, a handful of high-quality clients can be enough to support yourself full-time while working from home.

Productize your service or expertise

As we just talked about, perhaps the greatest drawback of maintaining a service-based business is that you are being paid carefully for your time, aptitudes, and exertion.

“Productizing” your service—making advanced or physical items that bundle up your ability, and streamline or supplement the administration you offer—can add extra income streams to your business. You can take into account your present client base or even locate another objective client in a similar space.

Some ideas for adding products to your service-based business include:

  • Courses 
  • Plans 
  • Licensable resources (stock film, music, and so on.) 
  • Downloadable reports 
  • Advanced layouts 
  • Product 
  • Digital books 

Locate a self-start venture thought that works for you 

A locally situated business is a remote-accommodating business in this day and age where innovation can close the hole between you, your providers, your workers, and your clients. Out and out, this makes for a chance to begin little, develop deftly, and contribute moderately—particularly when you can remove the expenses of leasing an office

As you would when beginning any kind of business, contemplate your objectives, what rouses you, and what you appreciate dealing with to make an independent venture that works for you.

Role of IppoPay

  • Nowadays Homepreneurs is growing rapidly- Selling their products via social media
  • Though there are platforms like Shopify for selling the products online still they need little knowledge to set payment gateways and monthly payments have to be done
  • And also they have to hire a development company to set up an online store where higher estimations are needed 
  • We provide everything you need in one platform. A complete SaaS-based online store software at free of cost
  • When customers use this social commerce platform to buy products and pay using cash, at the end of the day this platform can be used as an online store at free of cost
  • IppoPay helps homepreneurs (specifically tire2, tire3 areas) to showcase and sell their products using our Social commerce platform and pay only when customers pay
  • In South India most of the women doesn’t go to work after their marriage. Only 25% of the women are working after their marriage and most of them are doing small business from their home. (Selling their products via social media) and IppoPay plays a major role in accepting the payments

We especially support small scale, businesswomen. They can sell their products over social media platforms like Facebook, Instagram, etc. and become successful businesswomen

We encourage women entrepreneurs to improve their business with Ippopay.

Do business, use Ippopay and become more independent.

Visit to use Ippopay: https://app.ippopay.com/signup

CyberSecOp – Cyber security consulting

cyber security consulting services was founded by two information security professionals, and a Managed Services IT firm, they recognized the need for cyber security consulting services for small and medium-sized companies, they understand small and medium businesses need to be secured with an information cyber security program. we provide Managed Security Services, CyberSecurity Consulting, Security Consulting VISO Services, and Security Staffing.

Cyber Security Operations Consulting integrity is the baseline upon which our core values are built.  Integrity is a fundamental, non-negotiable requirement of employment, and an expectation of suppliers, partners, and customers, both internal and external. An essential aspect of our brand promise is that we always engage with integrity.

Trusted relationships thrive in an environment that demands mutual respect, and we cultivate these relationships among all with whom we do business.  We treat each other courteously, act in good faith, and expect others to do the same.

Cyber Security Operations Consulting collaborative hard work is a way of life for us. We strive to work as efficiently as possible, investing our resources to optimize results.  As individuals working together, we recognize that our actions have a significant impact on everyone around us.  We value individual contributions; however, once a direction is set, we execute with single-minded focus.

Superior Solutions begin and end with the customer

We understand not only the project requirements but go beyond the business need to envision our customer’s mission, innovation and creativity result and success follows.   With rich expertise and strong leadership, we exceed our customer’s expectations and consistently deliver cost-effective results.

Fun and fulfillment are individual experiences, so we strive to understand what enriches each other’s lives and offer opportunities to thrive within a comfortable work environment. Our work is demanding and humor and fun provide relief from the intensity inherent in our business.

We understand security from the ground up at Cyber Security Operations Consulting (CyberSecOp.com).

Our approach helps firms achieve these mandates in an efficient manner, minimising their risks of a cybersecurity breach.

CyberSecOp helps firms make informed decisions on how to allocate resources to manage information security risks and compliance. Doing this against client business requirements and objectives ensures a customized and workable solution.

Source: https://www.cybersecop.com/news/2019/1/20/insc-cyber-security-acquire-cybersecop-strategic-security-firm

Accept payments for your business using Foloosi’s QR code

QR code

A QR code (quick response code) is a type of 2D bar code that is used to provide easy access to information through a smart phone. In this process, known as mobile tagging, the smart phone’s owner points the phone at a QR code and opens a barcode reader app which works in conjunction with the phone’s camera.

Where QR Code can be used?

QR codes can be used for anything and everything. They are also beneficial for both customers and businesses.

  • Events/ Airline tickets
  • Mobile coupons/Loyalty cards
  • Mobile Payments etc

Static QR code

Static QR Codes are QR Codes that can’t be changed once they are made. These are, for instance, email and content Codes, which don’t accumulate any tracking measurements.

What is a Dynamic QR Code?

While Static QR Codes contain fixed data, Dynamic QR Codes have the likelihood to be altered after fruition. Both the kind of QR Code and the substance are editable the same number of times varying. They utilize a short URL to send clients to the point of arrival of your craving just as screen measurements for data, for example, the number of scans, location and operating system used.

Depending on your needs, both QR Codes are useful

While Static QR Codes are not ideal for the business or marketing world due to their lack of adaptability, they do function well for personal use because you are likely not tracking your campaign metrics. Nonetheless, if you do use a Dynamic QR Code for personal use, at least the information is still always editable.

Advantages of using Dynamic QR codes

Monitor important statistics

The most compelling motivation why you would choose a Dynamic QR Code is that you can gather all the tracking data from it. These incorporate measurements, for example, when and where it was scanned, just as the working arrangement of the gadget utilized. These are the key components to getting whether your promoting effort has been effective. This allows you to make necessary adjustments to improve the campaign based on this data.

Add or change information easily

A second critical advantage of Dynamic QR Codes is that you can alter then after they’ve been printed. Let’s assume you add another point of arrival to your site, you’ve chosen to change from composed substance to a video or you need to add additional data to the QR Code. The entirety of this is variable anytime and the same number of times as you need, which sets aside both time and cash.

Possibility to fix mistakes

Possibly the connection you’ve added to the first QR Code was an inappropriate one? Or then again an inappropriate PDF was given for download? Dynamic QR Codes eradicate any kind of stress with regards to mistakes, indeed because of their editability. Rather than making a totally new Code, basically alter the Code to fix the slip-up and issue solved!

Foloosi and QR code

Merchants can accept payments using QR code of Foloosi app; allow your customers to make payment in an easy way. Customers can make payment just by scanning the QR code

  • Open the Foloosi app
  • Tap on ‘scan’ to open the QR code scanner
  • Hold your phone over a QR code so that it is clearly visible within the scan area.
  • It’s done!

Foloosi app supports both static and dynamic QR codes where as a dynamic QR code provides the ability to change the destination address to which the QR code redirects to. With dynamic QR codes, reprinting of the code is not necessary after changing the address.

Unlike dynamic QR codes, static QR codes point out to fixed address. A static QR code does not allow changing the destination that the QR code resolves to when scanned.

Special feature of Foloosi ‘s QR code:

Static/ Dynamic

In static QR code customer has to enter the amount to be paid to the merchants after scanning the QR code whereas in dynamic QR code of Foloosi the amount to be paid will be entered automatically and the customers are taken directly to the payment page.

Also, we have single and multiple QR code options. Using single  payment option QR code can be used only once that is for one customer whereas multiple payment option helps to send a single QR code to N number of customers.

Make use of Foloosi’s QR code for your business to accept payments and take your business to greater heights

Visit to Know More: https://www.foloosi.com/qr-code-payment-uae

Digital payment trends for 2020

Digitization of payments was a huge jump towards the goal to achieve an easy, convenient, fast, and secure payment method. Arguably, we have achieved all of it. Digital payment methods saw massive developments in the span of four to five years and we are about to see even more changes in the coming future.

In such times, it’s really exciting to see what 2020 has in store for us. In this article, we will closely look at all those digital payment trends that will make it big in the year 2020.

Biometric authentication

Biometric authentication is a trend that you’ll see quickly emerging in the year 2020. Biometric authentication is a verification method which involves biological and structural characteristics of a person. These verification methods include fingerprinting scanners, facial recognition, iris recognition, heartbeat analysis, and vein mapping.

With the rise in the problems of identity theft and fraud, biometric authentication can become a reliable and secure option for all the digital payments that takes place in the year 2020. Even the stats suggest the same thing. According to the industry data, by the year 2021 there will be more than 18 billion biometric transactions taking place every year.

Biometric authentication is a unique and important payment method as it incorporates and provides accuracy, efficiency, and security under a single package. Biometric authentication is a highly-secured method since it involves an individual’s unique characteristics.

Gen Z: The tech-savvy generation

Before we proceed, let’s understand what generation Z is. The term ‘Generation Z’ or the ‘Gen Z’ is used for individuals that are born between the years 1999-2012. In simple words, all those who are aged 7-20 are the Gen Z which also happens to be the generation of the digital world.

Gen Z is about to surpass the total population of millennial by the year 2020. This shift in the population will have huge significance. It’s because, this shift indicates that the majority of the world’s population by 2020 will be a tech-savvy or tech-exposed generation.

This is the generation that will have a higher dependency on the cutting-edge, automated, quicker, and efficient technologies and services. As a result the demand for digital payments systems will see a rapid growth in the coming year.

From cards to codes

Early on, the bank accounts were simply recognized by random combinations of unique digits present on card. However, the EMV technology (Europay, Mastercard, Visa) has gradually picked up and introduced customers with more computerized and secured mechanism for payment.

The EMV technology is known for using codes that varies every time a transaction takes place. This use of temporary codes enhances the security in the bank accounts by leaps and bounds. This example shows us how codes can shape the way we manage bank account systems.

Moreover, the future of plastic cards is bound to be overshadowed by cutting-edge payment services that offer more convenient and seamless methods of money transfer and store.

Increasing Demand for Mobile Point of Sale

Mobile-point-of-sale (mPOS) is a revolutionary technology as it frees all the merchants from their bricks-and-mortar locations and in-store payments. It liberates them to go to various places like concerts, trade shows, food trucks, and many other where they can seamlessly accept payments from their customers.

Not only that, the mPOS technology also makes a huge difference in the payment process of a store by making it more streamlined and flexible by replacing the central checkout areas with sales staff equipped with mPOS devices.

mPOS is surely going to be trending digital payment technology and stats suggests the same. According to Business Insider, there will be around 27.7 million mPOS devices operational by the year 2021. This number is huge as compared to 3.2 million in the year 2014.

Contactless payments

Contactless payments are another payment method which you’ll see growing rapidly in the year 2020. As the name suggests, the contactless payment allows the customers to simply wave their smartphone across the reader. This method of waving is way faster and more convenient than inserting a card.

Contactless payments are also faster and more secure than the PIN technology as it transfers the encrypted data to the point-of-sale device instantaneously.

Many companies like Samsung, Apple, and Google are already have their contactless payment system Samsung Pay, Apple Pay, and Google Pay respectively. To make payments, all a customer has to do is simply download the app, add card by entering card details, and then wave their phone across any reader.

Contactless payments are possible with the NFC (near-field communication) technology. That’s the reason why they are also termed as NFC payments.

NFC payments are used in many countries. For example, in China it’s used as a mode of payment in public transport. Similarly, in London the NFC payments is used in the bus and tube stations. In Japan this technology is used to provide information about the identity cards.

UK finance represent a cluster of financial institutions and banks and it has predicted that around 36% of total payments will be made through NFC powered contactless cards by the year 2027.

Dominance of mobile wallets

According to a report by RetailDive, around 2.1 billion customers are using mobile wallets in 2019. And this number is bound to increase in 2020. A mobile wallet solution is nothing but a mobile application that tries to mimic an actual physical wallet. With the help of a mobile wallet, you can send money to other users, receive money from other users, and store money inside the wallet. Not only that, with the help of a mobile wallet, a user can also pay utility bills, buy tickets, get rewards, and many more.

Big companies like Apple, Google, and Samsung have their mobile wallets. However, all those wallets are brand and company specific. In coming years, more companies will try to create their own brand-specific wallet.

Companies can easily assess the customer’s usage with the help of a mobile wallet. There are several players that are involved in a mobile wallet. For example, a mobile wallet is developed by one company let’s say Google. Then the loyalty cards and credit cards are created by some other company. There are also many merchants which uses the same Google wallet.

In simple words, a mobile wallet consists of various components that work together to render easy, quick, and cashless payment services.

As E Wallet plays a mighty role in today’s business world, Roamsoft developed a digital wallet solution, R Pay with mobile friendly features, well documented API s, plug-ins that suits all major Ecommerce platforms.

Online Food Delivery Systems – Comeneat

 Online food ordering systems help to order and deliver foods in an easy manner. Also, they act as an interface between restaurants and users.

Let’s Know Something About UberEats Clone

One of the well known online food ordering services providers is UberEats. It is a user-interactive service provider through the app and website. Comeneat is a clone script of UberEats that provides the best online food services.

Reason To Choose Comeneat ( UberEats Clone) From Roamsoft


Comeneat (UberEats Clone script) one of the best online food ordering service providers with multiple features. It is simple and user-friendly developed with the latest technology and design features.It is easy to customize according to business requirements and a quick start of business can be done by using Comeneat.

Technologies Used In Comeneat

Comeneat is a rich script built up by the latest technologies with a friendly design. The technologies used are PHP, MySQL, Laravel, AngularJs, HTML5, and Sass.

Benefits of online food ordering system for users

Online food ordering systems have multiple features for users and restaurant owners for efficient and friendly use. The features for users are

Smooth Profile Creation & Management

The user can create their account with multiple platforms for uninterrupted online food ordering services. Editing, deleting and managing a user’s profile is also easy. Bookmarking of user location will save time while ordering food now and then. The user can rate the restaurant that has delivered food.

Transaction Convenience

After choosing a food item placed in the cart, the user can check the order summary and add payment breakdowns. The user selects comfortable payment gateways while checking out another provision of payment, while the food is delivered.

An exclusive feature of this UberEats Clone is getting an additional note from the user about dietary and spiritual foods, altering of food addends and additional instructions can also be included. 

Benefits of online food ordering system

Rich features for restaurant owners in food ordering system are listed as

Profile Creation And Management

Restaurants owners get connected to service providers by creating a profile using contact number and mail id. So that they get connected to the services. There is also a possibility of managing edit and deletion of profile and orders.

Comforting Restaurant Owners

Making restaurant owner comfort by providing, online and offline mode of restaurants based on ready to take the order. Swiggy Clone gives provision of delivery of ordered food and takes away. Swift notification of ordered requests will be sent through mail and messages.

Payment And Revenue Details 

The secure payment gateways will comfort you, on your online purchase. Owners can post offers to make business even bigger. Business improvements can be checked with reports on a daily and monthly basis.

Comeneat is the right solution. Comeneat is an online food Order and Delivery platform launched by Roamsoft with a drive to connect the customers to the Restaurant. The process of taking online food orders and delivery is simplified by utilizing this platform.